Disclaimer
Last updated: June 17, 2026
The information and tools provided by Gramitic Tools on https://www.gramitic.com are for general informational and utility purposes only. All information and tool output are provided in good faith; however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information or output generated by our tools.
1. No professional advice
The tools on this site — including but not limited to calculators (EMI, age, percentage), encoders, converters, and generators — are provided for convenience only and do not constitute professional advice of any kind, including financial, legal, tax, engineering, or medical advice. You should not rely on any output produced by these tools as the sole basis for making decisions that have significant financial, legal, or personal consequences.
For example, the EMI Calculator produces an estimate based on the standard amortization formula. Your actual loan EMI may differ due to processing fees, taxes, prepayment rules, or specific terms negotiated with your lender. Always confirm the final figures with your bank or financial advisor before signing any loan agreement.
2. Tool accuracy
While we strive to ensure our tools function correctly, we cannot guarantee that the output will be 100% accurate, complete, or suitable for your specific use case. Bugs, browser quirks, or unexpected edge cases may occasionally produce incorrect results. You are responsible for verifying any output before relying on it.
3. No warranties
Under no circumstance shall we have any liability to you for any loss or damage of any kind incurred as a result of the use of the site or reliance on any information or output provided. Your use of the site and our tools is solely at your own risk. The site and tools are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, or that the tools will be uninterrupted or error-free.
4. External links disclaimer
The site may contain links to other websites or content belonging to or originating from third parties. We do not investigate, monitor, or check such external links for accuracy, adequacy, validity, reliability, availability, or completeness, and we are not responsible for any content, products, services, or information offered by third-party websites. The presence of any external link does not imply endorsement by us.
5. Advertising disclaimer
This site displays advertisements served by third-party ad networks such as Google AdSense. We do not control which specific ads are shown, and we are not responsible for the content of any advertisement. The appearance of an ad does not constitute an endorsement, and you should perform your own due diligence before purchasing any product or service advertised on this site.
6. User responsibility
You are solely responsible for any content you upload, paste, or process using our tools. Although all processing happens locally in your browser and no data is transmitted to our servers, you should still ensure you have the legal right to use any third-party content you process. We do not assume any responsibility for misuse of the tools or for any consequences resulting from such misuse.
7. Limitation of liability
In no event shall Gramitic Tools, its owners, operators, or contributors be liable for any direct, indirect, incidental, consequential, special, or exemplary damages arising out of or in connection with your use of, or inability to use, the site or its tools, whether such damages arise in contract, tort, negligence, or otherwise — even if we have been advised of the possibility of such damages.
8. Changes to this disclaimer
We reserve the right to update or modify this Disclaimer at any time without prior notice. Any changes will be effective immediately upon posting the revised Disclaimer on this page, with an updated "Last updated" date. Your continued use of the site after any changes constitutes acceptance of the revised Disclaimer.
9. Contact us
If you have any questions or concerns about this Disclaimer, please contact us at inforicc@gmail.com.